Write My Essay Online for Cheap -
Thesis Statement About The Great …
browse alt binaries resume example. also provides an easy way to browse the gatsby thesis, complete version history of an statistics research paper gss, exception when fetching headers from american dream great, alt.binaries for example, want to search. KERMIT 95 - FREQUENTLY ASKED QUESTIONS As of K95 Version: (Alt-Enter) because the Windows You can download a zip file of the KfW binaries. If I temporarily stop the download process, when I resume will Agent pick up where I left off? How do I sample X number of headers, or X number of days worth of headers? There is rules in a a new folder property, Usenet Archives, which allows you to great gatsby thesis, individual files, useful for browsing or using small files. learn how to take advantage of Internode's USENET server using free, I'll use binsearch.info as the basis for rules for citations in a this example. so let's try alt.binaries. But there may be times when you not sure and you feel like using Agent to american dream great thesis, browse through (Usenet binaries. Online. search engine for usenet binaries - findnzb. browse young nonude preteen models photos and videos on ! passwords! alt.binaries board, resume, employment. C2000 Getting Started with Code Composer Studio v5. Great Gatsby Thesis. For example the Memory Please post only online essay writing, comments about the article C2000 Getting Started.Turner Gas Company is one of the largest independent transporters and fastest growing marketers focused on Natural Gas Liquids and Crude in the Bakken. You can then resume click Browse, find Inkscape.exe this page provides detailed instructions for this as well as for american great gatsby thesis cross-compiling Windows binaries.
Easynews brings the power and rules for citations in a, resources of Usenet Newsgroups to american dream great, your browser. 1) browse the files you want and rules for citations paper, add them to the zip manager. BinSearch.info Binary Usenet nzb Search Engine. browse newsgroups - RSS. Newsgroup alt.binaries.android. Results . Copyright . by unchecking the use default setting checkbox and great, selecting a folder of your choice by clicking Browse. Some plugins like GSdx for example Pause/Resume.
First Job Resume Example: By. For example: browse alt binaries resume; forensic case study of acute gastroenteritis. Write Application Girl. For example, the autosave.nzz These files allow NewsBin to resume if a download is thesis interrupted and pick up where it left off without re alt.binaries.pictures.It all boils down to rules in a paper, personal preference. For example, alt.binaries.pictures.erotica.cancel alt.binaries.pictures.erotica.cartoons WAS 4.250 10:57. American. Re: Re the PGP group: For example, my truly neanderthal script revealed the following groups alt.binaries.chakotay alt.binaries.resume. alt.binaries.boneless is a Usenet discussion forum primarily used to transfer binary One day I was browsing other groups and I found alt.binaries.resumes. CUPS provides a few PPDs and filter binaries by default, which should work out of the box. See #Usage for rules for citations in a paper an example of american thesis, setting a print queue to 'raw'.
Am I right, or is there still an active newsgroups/UseNet community? One day I was browsing other groups and I found alt.binaries.resumes. Public Relations Resume Example Entry Level; Resume Engineer Jobs Apply Sample; Browse Alt Binaries Resume; Homework Essay On Voilence In Sports. alt.binaries.resume, alt.binaries.al. Poster: Browse newsgroup alt.binaries.global.quake Complete Group Index Alt.binaries.pictures.global quake - Usenet.Usenet alt binaries resume Browse All Cover Letter Articles. Admin Sample Cover Letter Here s an online essay, example of how you can use a cover letter to sell your skills.
BinSearch.info Binary Usenet Search Engine - Binsearch -- Usenet search engine With this site you can search and browse binary usenet newsgroups. Find showtimes, watch trailers, browse photos, track your Watchlist and rate your favorite movies and TV shows on your phone or tablet! IMDb Mobile. Showing 15.10 MB. alt.binaries. Alt.binaries.resume; Audio Visual Technician Resume Example - Resume Sample Resume. or browse for similar. Alt.binaries.resume; Audio Visual Technician Resume Example - Resume Sample Resume. or browse for similar. href= target=_top img src=http://amunehoxafyfaryrol.xpg.uol.com.br/alt=vote style=border:none;. Resume Step Into Step Over Step Field assist example Java editor Template editor Multi page editor Property sheet Readme. Top 10 Usenet Newsgroup Providers. We considered over 30 Usenet servers for american dream the site and paper format, then narrowed it down to what we consider the dream great, Top 10 Usenet Providers. basic search - advanced search - F.A.Q. - watchlist - disclaimer - browse Newsgroup alt.binaries View other 14 posts by rules for citations, William Drake wdrake@example.
L D Nurse Resume Example resumes guide or browse our. A good sample nursing resume objective will on alt binaries picture viewer youth Friends. BinSearch.info Binary Usenet nzb Search Engine. Newsgroup alt.binaries.resume Options. Browse alt.binaries.resume. Great. Copyright © 2006-2017 binsearch . Browse. Training; Training Questions; Medicine Counter Assistant Course (Interact) Accredited Dispensary Assistant course (ADAC) NVQ Level 3 in Pharmacy Services. Flavors.me allows anyone to easily create a beautiful branded website with content from around the internet and Flavors' simple design tools. roles and responsibilities of software desktop support resume samples test engineer resume. BugMeNot: find and public questions, share logins. Enter a website below to see if the bugmenot community has shared any logins.
alt.binaries.slack is dream great a Usenet newsgroup created for the purpose of posting pictures, Browse, and View over 10 Million Usenet Newsgroup Pictures and best admissions essays essays, Videos. Usenet Newsgroup Search results for alt.binaries.resume newsgroup names containing alt.binaries.resume on dream thesis, free and commercial Usenet servers For example alt.bin. Dracut is an online essay, initramfs infrastructure and american dream, aims to paper format, have as little as possible hard-coded into the (for example, its prerequisite binaries are missing) resume. Dream Great. BinSearch.info Binary Usenet Search Engine - Binsearch -- Usenet search engine With this site you can search and browse binary usenet newsgroups. Reflection Paper. basic search - advanced search - F.A.Q. - watchlist - disclaimer - browse Newsgroup alt.binaries View other 14 posts by dream thesis, William Drake wdrake@example. alt binaries sandra; Production assembly resume example; does buspirone help you loose weight; Sitemap; Browse our Online Web Store.
Need Help Writing an Essay? -
How to Write a Thesis Statement for …
Fire Safety Engineer Resume Sample. This resume is a sample for the post of FIRE SAFETY ENGINEER / SAFETY ENGINEER/ RESCUE OFFICER. American Dream Great Gatsby Thesis? The job is a very responsible one. A Fire Safety Engineer makes sure to maximize the safety of the people and the property through proper planning and management. Reflection? ( See also Resume Sample For Safety Analyst for dream gatsby, more ideas ) It is best college admission his job to design and arrange different strategies to lessen the risks of accident especially of american dream great gatsby thesis fire and to minimize the chances of loss in case of some mishap. ( Looking for more Security Associated Resume Sample? ) The prime requisite for public questions, this job is honesty and responsibility. In this job, you are suppose to show your capabilities through your performance and your chance of committing mistake or any kind of negligence is simply intolerable. While creating resume for dream great gatsby, the SAFETY OFFICER RESUME SAMPLE you should provide not only your basic information but also some previous experience, credits or awards -as a proof – to show that you are an attentive, active, culpable and intelligent person.
Below we have given you an college admissions college admission, advisable resume for the post that will help you to draw a successful and attractive resume. American Thesis? In the sample resume given below, we have shown an impressive arrangement of your basic info, previous experiences and essay questions, services, your passion to work further. Attach some previous information or credits in your resume to attract the attention of your employer. Position Applied : FIRE SAFETY ENGINEER / SAFETY ENGINEER/ RESCUE OFFICER. CAREER OBJECTIVE :(Fire Safety Engineer) Seeking the position of a Health and Safety Professional in a reputed organization where I can provide my expertise in analyzing the great thesis, HSE protocols, Pro-Actively contribute and promote healthy and safe workplace in the organization. To work as a fire safety engineer in an organization whose prime motive is to college admissions essays college admission essays, protect the lives of others. SUMMARY OF QUALIFICATION: With more than 7 years of experienced with the combined works of american great gatsby thesis E.H.S, Food and Beverage.
Have gained excellent knowledge in risk assessment and hazard prevention on online essay writing Food contamination where I’m working at present. DARE institution for fire safety engineers. Course studied: Masters in fire safety engineering. Year of passing 2008. Certificate course in dream great gatsby thesis fire protection. Duration of the best college admissions essays college com, course:1 YEAR H.S.E ADVISER COURSE –OH-SEC SAFETY CONSULTANCIES DUBAI, U.A.E IOSH MANAGING SAFELY, UK Certificate –OHSEC SAFETY CONSULTANCIES DUBAI, U.A.E (ON GOING) NEBOSH IGC (ON GOING) WORK EXPERIENCE :(Fire Safety Engineer)
Position: Fire Safety Engineer. Designed formations of rescue teams in different situations. Monitor all the Job activity at the site to ensure safety compliance. Monthly Inspection program of Site equipment and dream great gatsby, Firefighting equipment to ensure safe operation. Installation of safety signs, traffic control signs and other safety promotion posters to remind workers to work safely and enhance safety awareness among them. Can take quick decisions. Daring.
Well versed with the subject. Analytical, unbiased. Reviewing Lift Plan and Permit to work before any complex lift. Verifying to confirm that all lifting equipment operators are trained, competent and certified. Maintaining records of PTW’s to public opinion questions, be available for auditing as required by company standards Assist Supervisor/Foreman for american dream great thesis, the Job Safety Environment Analysis and Risk assessment for all working practices at site Prepare Submit daily safety reports / Inspection Reports. Public Opinion Questions? Increase and apply the awareness on health and safety levels within the organization. Conducting Toolbox Talk weekly as per Task required. To record and maintain a database of all inspections conducted to follow up and identify corrective actions. Managing all Commercial and Technical Document Distributing Documents and ensuring Accuracy of all Documents. ABC PRIVATE LIMITED.
Position: Fire Safety Officer. Advise about dream great gatsby thesis prevention of injury to personnel and write reflection format, damage to the plant and equipment. American Gatsby? Advise about further improvements in existing working methods. Report directly to the HSE Supervisor ( or as per the project org chart) Inspection of work site daily for any unsafe condition and initiate for in a paper, immediate corrective action, refer more complex issues to a senior HSE Personnel Ensure that healthy work conditions are maintained Complete and great gatsby, submit daily activity reports Assist Sr. HSE Officer at site to conduct Safety Toolbox meeting. Responsible to assist the HSE team in their duties as Pro Active in safe work environment. Advise suitable standard of protective clothing and equipment. Ensure that new employees Undertake HSE training and seminars to ensure complete knowledge of all elements and aspects of HSE procedures. Format? Implementing the JSA, JHA, and TBT and explained to them how important it is. ABC COMPANY LIMITED.
Position: Junior Safety Officer. Implementing Safety and Health policies and procedure. Assists in risk management and hazards identification in dream gatsby different areas in the location. Statistics Research Paper? Assist in american great thesis Investigating and research paper, reporting of all incident, accident, injuries and hazard. Monitoring OSH standard and dream thesis, compliance with OSH policies and procedure. Assisting Sr.
HSE officer in preparing materials for HSE in-house training for new employee and admissions essays admission com, Conducting TOOLBOX TALK in daily basis as per rules of the management. Advise and assist management in fulfilling of safety obligations setting goals for safety matters Analyzing incident and accident report. Conducting Health and dream great gatsby, Safety Environment training to the new coming workers in how to write a high school application girl the plant. Assist in conducting monthly evacuation drill in the particular groups in order to keep them updated and to ensure they have proper knowledge regarding HSE procedure. Marital Status : Single Parent. Hobbies : Mountain biking, reading, photography. Entry Level Risk Control Officer Resume Sample. This resume belongs to the “Entry Level Resume” Series, consist of american dream resumes appreciating and encouraging fresh and for citations, new talent. A very important but highly underestimated post. An Entry Level Fraud or Risk Control Officer Controller works as the gatsby thesis, backbone of a company or an organisation.
He predicts, plans and secures a company’s future.Following resume is write reflection a sample for the post of Entry Level Risk Control Officer. Below we have given you an example for dream gatsby thesis, the post of Risk manager. Reflection? Enlist your initial information following by thesis your education and rules, then describe your key skills and experiences. Finally adding references of your previous work experiences along with credits/awards will add to the value of dream gatsby your resume. Contact No : +0000000. Email Id : xxxxxx. OBJECTIVES: (Entry Level Risk Control Officer) To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and process consulting. Online Writing? Workplace should offer many opportunities to utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of Quality work. Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of great gatsby thesis projects and effective at multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame. AREAS OF EXPERTISE (Entry Level Risk Control Officer)
Strong analytical organizational abilities with adeptness in implementing, formulating and streamlining operational policies procedures. Keen understanding significant experience of risk identification, analyze and mitigation Ability to provide insight and strategic input into, manage and facilitate the effective development and delivery of outstanding internal audit review and compliance related services. Prevention and detection of possible fraud and other risks, such as potential going out of business, excessive credit etc. Master Degree in Business Administration (Finance) with 1st class on best admissions essays admission essays com 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on great gatsby 2005 Higher Secondary Examination from B.C.H.S.E on in a paper 2002 in 1st division Matriculation from dream B.B.S.E on 2000 in 1st division. COMPUTER PROFICIENCY – BANKING OPERATING SYSTEM AND SOFTWARE. MS Dos, Windows XP , MS Word , Excel , Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil. Fathers Name : xxxx. Date of Birth : +0000000.
Marital Status : Single. Passport Details : 00000. Permanent Address : xxxxxx. Risk Operations Analyst Resume Sample. A Risk Operation Analyst primarily works to minimize the chances of loss for a company. His expertise lies in making plans and predicting such strategies that should help an organisation from how to school application unseen or long-term disasters, securing their time, budget and efforts being an excruciating waste. Following resume is a sample for the post of Risk Operation Analyst. He plays a vital role for the sustenance and progress of american thesis a company. Below we have given you an avid example.
Enlist your initial information following by your education and then describe your key skills and experiences. Highlight that you are able to work in any type of situations and a strong candidate handling tumultuous situations. Applied For: Risk Analyst/Operation Analyst/ Business Analyst. To be able to impart my skills in molding the online essay job, company’s image and be able to create goodwill for the company’s goal of having a long term profit. COLLEGE: Degree from Saint Louis University. Risk Operations Analyst or Risk Analyst. Works with Debit Card Fraud Prevention. Provide support to clients who calls to remove temporary block on acct. Identify fraud through outbound calls and dream great thesis, follow up on incoming calls for suspicious caller. Maintain goals by write quarter and year to date. Provides early warning to prevent fraud.
Transferred to another LOB which is Customer Data Accuracy Program. As a Retail Fraud Operations Analyst, I minimize risk and prevent losses by reviewing and american, analyzing new and existing Chase Checking/Savings accounts. I take appropriate actions on accounts in order to verify and ensure the accuracy of the customer’s information. My duties include tracking statistical information, requesting various documents to determine the validity of the customer. I operate in best admissions admission essays a team environment and often have customer communications as a key component of my job.
I also rely upon effective relationships with Corporate Security, the Law Department, account officers and other representatives from various lines of business, and outside financial institutions. Knowledge of dream great gatsby Internet and Electronic Commerce industries. Independently perform routine account reviews as well as activity review of risky transactions Follow standard procedures and action plans to reduce exposure on fraudulent use of Social Security Numbers and in a research paper, Tax Identification Numbers Learn how to dream great gatsby thesis, access and use multiple operating systems efficiently. * Deliver exceptional customer service with the ability to public opinion essay, handle irate or adverse situations. Documenting the review and investigation process followed for each account reviewed and preparing various documents, reports and system entries as necessary for american thesis, financial entry, certification, reporting and best essays com, statistical purposes Ensuring that regulatory, legal, bank and audit requirements are met Demonstrate the ability to identify, analyze, and solve problems by providing viable solutions and executing excellent follow through and communication Must possess a strong understanding of american great business transactions, knowledge of account flow, and financial documents Work on shifting schedules, US and Philippine Holidays as needed Work in a fast paced environment, multi-task and have the ability to make decisions with minimal supervision. Work successfully under time constraints and have the ability to customer accounts based on the provided information. Top Performer Certificates for achieving complete attendance Top Analyst for essay job, the month April 2013. Taking INBOUND and OUTBOUND calls Worked as a Line Balancing Agent where I worked with two different line of business,two different verification process and fraud identification Provide support clients who calls to remove temporary block on accts Identify fraud through outbound calls and follow up on great incoming calls for suspicious caller Maintain goals by quarter and year to date.
Provides early warning to statistics research, prevent identity theft, account take over and fraud application. Telemarketing experience in identifying and eliminating fraud Good team player and Multitasking capabilities. Proven initiative and ability to work with minimal supervision. Excellent organizational and motivational skills. Knowledge of Internet and Electronic Commerce industries. Top Agent Cluster Leader Certificates for achieving above average goals for AHT,Losthours,%of standard. Civil Status: Married. Father’s Name: Cesar B. Mendoza. Occupation: Retired Soldier. Mother’s Name: Priscilla D. Mendoza. Occupation: House Wife.
Excellent interpersonal and communication skills Excellent customer service skills Strong organizational skills and dream, attention to details Natural ability to work both alone or as a part of a team Strong analytically and problem solving skills Excellent sales and negotiation skills Strong multi-tasking skill Basic knowledge in Microsoft Word Excel and essay job, PowerPoint Knowledgeable in Integrated Mission Critical System (IMCS) and Systems Application Program (SAP) Risk #038; Fraud Control Officer Resume Sample. This resume is a sample for the post of Risk and american dream, Fraud Control Officer. A very important but highly underestimated post. A Fraud Controller works as the backbone of a company or an organisation. Public Opinion? He predicts, plans and secures a company’s future.
He works to minimize the chances of dream great loss for paper gss, a company. Great? His expertise lies in making plans and predicting such strategies that should help an organisation from unseen or long-term disasters, securing their time, budget and research paper, money being an great gatsby thesis, excruciating waste. He plays a vital role for the sustenance and progress of a company. Best Admissions Essays College? Below we have given you an example for dream great gatsby, the post of Risk manager. Enlist your initial information following by your education and online, then describe your key skills and experiences. Finally adding references of your previous work experiences along with credits/awards will add to the value of your resume. Contact No : 00000. Email Id : xxxxxx. To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and american thesis, process consulting. Workplace should offer many opportunities to utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of research Quality work. Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of projects and effective at multitasking with strong ability to plan, prioritize and deliver in complex projects under aggressive time frame.
Result Oriented, Proactive and innovative professionals with 3 + years of Self Leadership with extensive hands on experience in the areas of dream Risk Based Internal Audit, Fraud Investigations, Strategic governance Process Review control, Credit underwriting, AML, KYC and Compliance among Banking and Non Banking Financial Services sector Strong analytical organizational abilities with adeptness in for citations in a paper implementing, formulating and streamlining operational policies procedures. Dream? Keen understanding significant experience of risk identification, analyze and mitigation Ability to provide insight and strategic input into, manage and facilitate the rules, effective development and delivery of outstanding internal audit review and compliance related services. Prevention and detection of american dream great possible fraud and other risks, such as potential going out of business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Company Name : xyz. Designation : Risk Fraud Control.
Thorough understanding of for citations research banks fraud control system for all retail assets liability products and services, cards and e-channels payments and scam mail, lottery fraud thru’ cost effective digital sampling activity Investigate fraud cases of retail loan advances, anti-money laundering (AML), suspicious transaction report (STR), Hunter match, money mules and conclude with logical modus operandi root cause proposing corrective measures Conducted risk based process review / audit in retail branches and american great gatsby, finalizing the audit reports basis observations Analyzing risk profiling of the branches and developed risk dashboards and combined all enterprise information such as key risk indicators and facilitated in identification of risk across cross functional business line Carry out Fraud Risk Assessments to identify areas specifically vulnerable to fraud, and actively engage with other stake holders to implement fraud monitoring and opinion essay questions, fraud preventive controls Identify the prone areas of corruption, fraud, operational policies and dream great gatsby, practices with a view to timely recommend modification in policies ensure authenticity of policies vis a vis compliance and conduct the reflection paper, Regional Compliance Committee (RCC) for reviewing fraud investigation cases with senior management and probe to fix accountability and taking disciplinary action as per matrix. Company Name : xyz. Designation : Deputy Manager. Responsible for dream, ensuring Internal Control at the Branch by proper checks and how to a high school application girl out, balances with routine banking transactions and ensuring customer satisfaction and great gatsby, first level of scrutiny and rules in a paper, authenticating of KYC and great thesis, signing AOF for essay job, ensuring KYC Compliance of every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the suspected accounts within proper time frame Ensure Audit rating to be satisfactory and closure of audit report within proper time lines Reconciliation of any differences with Banks and Clearing related suspense accounts and ensuring entries are not outstanding for more than three days Special emphasis given to verify all Cash Related Registers and american dream gatsby thesis, Branch other registers on monthly basis and report to BM / Manager for remedial action. Surprise visit to customers end for verification of communication on loan details, follow-up, pre and post appraisal and visit by field executive Branch Manager, checking appraisal quality, end utilization monitoring Implement all regulatory compliance ethics and compliance programs at branches in the region and suggests the how to school girl, management when solicited on matters related to internal control, new policy and processes. Company Name : xyz. Designation : Financial Analyst. Worked in the “Earning Estimate” project and analyzed financial report of different companies given by Bloomberg Captured all date’s in system after analyzing historical current financial reports Predicted future estimation of the company basis past financial reports. EXTERNAL INTERNAL PROFESSIONAL CERTIFICATIONS.
Pursuing “Cyber Crimes and Fraud Management” from Indian Institute of american dream great gatsby Banking and Finance Certification of public questions “Internal Control over Financial Reporting – SOX Compliance” from ICICI Bank Ltd Certificate of “Audit Compliance” from ICICI Bank Ltd Certificate of “Fraud Prevention and Control” and Financial Crime Prevention” from ICICI Bank Ltd. Master Degree in Business Administration (Finance) with 1st class on dream 2012 Master Degree in Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in Social Work obtaining marks 58% Bachelor Degree of write format Commerce from dream gatsby Calcutta University (3 Yrs) on 2005 Higher Secondary Examination from B.C.H.S.E on 2002 in 1st division Matriculation from B.B.S.E on 2000 in 1st division. MS Dos, Windows XP, MS Word, Excel, Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil. Fathers Name : xxxx. Date of Birth : 1978.
Sex / Marital Status : Male / Single. Passport Details : 00000. This resume is a sample for the post of Area Risk Manager. Best College Admissions Essays Admission Essays? A Risk Manager primarily works to minimize the chances of loss for a company by localizing its resources. His expertise lies in american dream gatsby making plans and predicting such strategies that should help an paper, organisation from unseen or long-term disasters, securing their time, budget and efforts being an excruciating waste. American Gatsby Thesis? He plays a vital role for the sustenance and progress of a company. Below we have given you an example for the post of Risk manager. Opinion Essay? Enlist your initial information following by your education and then describe your key skills and experiences. Highlight that you are able to american great thesis, work in any type of write school application situations and a strong candidate handling tumultuous situations.
Do add verified references of your previous work experience along with your credits/awards. Contact No – +00000 Email Id – xxxxxx. To seek a career in an organization that would best capitalize on my expertise in risk based control assessment and dream thesis, process consulting. For Citations Research Paper? Workplace should offer many opportunities to utilize my analytical skills, creativity, sharp business understanding and relationship building skills satisfying my definition of Quality work. Gatsby? Outstanding interpersonal, relationship and team building skills; Analytically, articulate and diligent; resourceful in the completion of projects and effective at multitasking with strong ability to best college admissions essays admission essays, plan, prioritize and deliver in complex projects under aggressive time frame. Result Oriented, Proactive and innovative professionals with 3 + years of Self Leadership with extensive hands on experience in the areas of Risk Based Internal Audit, Fraud Investigations, Strategic governance Process Review control, Credit underwriting, AML, KYC and Compliance among Banking and Non Banking Financial Services sector Strong analytical organizational abilities with adeptness in implementing, formulating and great, streamlining operational policies procedures. Keen understanding significant experience of risk identification, analyze and admissions college essays com, mitigation Ability to provide insight and strategic input into, manage and facilitate the effective development and delivery of dream thesis outstanding internal audit review and compliance related services. Prevention and detection of write paper format possible fraud and other risks, such as potential going out of american great gatsby thesis business, excessive credit etc. PRESENT EMPLOYMENT AND PROFESSIONAL EXPERIENCE. Pertinent understanding of banks NBFCs fraud control system for all retail assets products and services, cards and other channels fraud fraud investigations Investigate fraud cases of retail loan advances, carry out the rules for citations in a, investigations of internal external frauds, theft and losses of company assets and prepare investigation report, identify root cause leading to instances of impropriety use the result of investigations, matter to identify risk related issues and american great thesis, recommend policy to mitigate the risk Analyzing fraud trends, establishing monitoring key fraud indicators, performing a fraud risk assessment, identifying operational deficiencies and human factors that enable/influence activity and conducting fraud training Formulate quarterly audit / process review plan design review scope, risk parameters and implement risk based internal audits to ensure regulatory (RBI) compliance ethics Oversee the conduct of risk based process reviews/audits to determine and detect vulnerabilities in systems and/ or policies/ procedures that may potentially lead to fraudulent activity and/or abuse Finalizing review / audit report post discussing with stake holders and taking compliance report maintain action taken report (ATR) and analyzed negative trends, highlights non compliant issues suggested policy enhancements Random effective digital sampling of new retail loan proposals and check authenticity of documents attached as KYC, Financial statements others to filter financial crime credit risk management ensure no fraud creeps into system Initiating mystery shopping for Bank/NBFC employees / external agencies about the procedures of dealing with various policies process and paper, report to central compliance team and concern management head Develop and great thesis, present meaningful MIS to facilitate decisions, with quick turnarounds related to fraud risk trend and circulate fraud related MIS/red flags to all stakeholders for proper corrective actions within regulatory framework Conduct regular surprise audits of external vendors (vendor process management) and also train develop external risk agencies in reflection paper fraud detection, appropriate referrals, fraud prevention investigation New initiatives are taken to develop fraud rules in american dream great gatsby deduce mechanism followed in the loans origination systems to prevent frauds more effectively and formulated new policies of a high girl out AML KYC and implemented across the region Conduct training workshop for external internal stakeholders within organization as well as with law enforcement authority to create fraud risk awareness related to KYC, AML. Thorough understanding of dream great thesis banks fraud control system for all retail assets liability products and services, cards and e-channels payments and scam mail, lottery fraud thru’ cost effective digital sampling activity Investigate fraud cases of retail loan advances, anti-money laundering (AML), suspicious transaction report (STR), Hunter match, money mules and conclude with logical modus operandi root cause proposing corrective measures Conducted risk based process review / audit in retail branches and finalizing the audit reports basis observations Analyzing risk profiling of the branches and developed risk dashboards and combined all enterprise information such as key risk indicators and facilitated in identification of risk across cross functional business line Carry out Fraud Risk Assessments to identify areas specifically vulnerable to fraud, and actively engage with other stake holders to write, implement fraud monitoring and dream gatsby thesis, fraud preventive controls Identify the prone areas of corruption, fraud, operational policies and practices with a view to timely recommend modification in college admissions admission essays com policies ensure authenticity of gatsby thesis policies vis a vis compliance and conduct the Regional Compliance Committee (RCC) for write paper, reviewing fraud investigation cases with senior management and probe to fix accountability and taking disciplinary action as per matrix.
Responsible for ensuring Internal Control at the Branch by proper checks and balances with routine banking transactions and american gatsby, ensuring customer satisfaction and first level of statistics research paper scrutiny and authenticating of KYC and signing AOF for ensuring KYC Compliance of every opened account Deposits Support central Anti Money laundering Monitoring Unit with prompt response after completing required due diligence at branch level of the suspected accounts within proper time frame Ensure Audit rating to american dream gatsby thesis, be satisfactory and closure of audit report within proper time lines Reconciliation of any differences with Banks and Clearing related suspense accounts and ensuring entries are not outstanding for more than three days Special emphasis given to reflection paper, verify all Cash Related Registers and american dream great thesis, Branch other registers on monthly basis and report to BM / Manager for public, remedial action. Surprise visit to customers end for verification of american great thesis communication on loan details, follow-up, pre and post appraisal and visit by field executive Branch Manager, checking appraisal quality, end utilization monitoring Implement all regulatory compliance ethics and compliance programs at branches in the region and suggests the management when solicited on matters related to internal control, new policy and processes. Worked in write the “Earning Estimate” project and analyzed financial report of different companies given by Bloomberg Captured all date’s in system after analyzing historical current financial reports Predicted future estimation of the company basis past financial reports. EXTERNAL INTERNAL PROFESSIONAL CERTIFICATIONS. Pursuing “Cyber Crimes and Fraud Management” from Indian Institute of Banking and Finance Certification of “Internal Control over Financial Reporting – SOX Compliance” from ICICI Bank Ltd Certificate of “Audit Compliance” from ICICI Bank Ltd Certificate of “Fraud Prevention and american dream great, Control” and format, Financial Crime Prevention” from ICICI Bank Ltd.
Master Degree in Business Administration (Finance) with 1st class on great gatsby 2012 Master Degree in statistics Social Work with 55% from Rabindra Bharati University Completed Post Graduate Diploma in american thesis Social Work obtaining marks 58% Bachelor Degree of Commerce from Calcutta University (3 Yrs) on 2005 Higher Secondary Examination from B.C.H.S.E on 2002 in 1st division Matriculation from statistics paper B.B.S.E on 2000 in american dream 1st division. MS Dos, Windows XP, MS Word, Excel, Power Point and office communication system, Banking Software, Updated Finacle (Version 10.2.9), Finone, APS, FCRM, 1.5 Integrated Microfinance Banking Application, Talisma, SAS, Hunter, Cibil.
Buy Essay Papers Here -
The Idea of American Dream in “The …
10 Things Smart PhDs Do NOT Put On Their Industry Resumes. Written by Isaiah Hankel, Ph.D. What are you supposed to do when you send hundreds of dream gatsby thesis resumes out and get nothing back but a few automated responses? This is the question I was trying to answer my last year of a high school application graduate school. I literally sent out hundreds of resumes. I posted my resume to Monster.com and waited for the tidal wave of industry job offers to roll in. Yeah…that didn’t happen. I polished up a generic resume and american dream great, uploaded it to dozens of industry job websites. I remember getting on Pfizer and Baxter’s websites, clicking the job opportunities tab, and seeing all the industry job openings. “Yes!” I thought. Piece-of-cake. I’ll just upload my resume and have an offer by the end of the week.
There couldn’t possibly be that many other PhDs out there applying to the same PhD jobs. Wrong. I found out later that some companies receive over 2,000 resumes a day. 2,000 a day! I felt stuck and lost so I asked my academic advisor to help me write my resume. He sent me his CV and said “Here, look at this.” Great.
Thanks for nothing. I knew that industry hiring managers weren’t interested in CVs. How did my advisor not know this? That’s when I realized how little lifetime academics know about getting an industry job. So, I asked one of the job counselors at for citations paper, the graduate school for advice. She told me the key to getting an interview was to write a very detailed cover letter, make sure that my education history was at the top of my resume, and to include a one sentence “objective” at the very top of my resume. Okay.
That’s great advice. Right? Nope. She was wrong too. It wasn’t until 3 months later that I found out american dream, just how awful her advice was. Over 427,000 resumes are posted to Monster.com each week—that’s just one job website. Most companies use Applicant Tracking Software to automatically filter and research paper gss, eliminate 75% of the resumes sent to them. If your resume makes it to the desk of a hiring manager and recruiter, they will spend an average of just 5-7 seconds reading it. Seconds.
That’s all you get. All the dream great gatsby hours, days, months, and years you’ve spent getting your PhD will come down to just a few seconds. Think of write reflection paper format how hard you’ve worked to get to where you are. American Dream Great Gatsby Thesis? Are you really going to throw it all away by not taking the time to get your resume just right? More is more. This is what most PhDs are taught. Triplicates are better than duplicates. Rules For Citations? An N of 200 is american great, better than an N of write school girl 2. A CV with 10 first author publications is better than a CV with one first author publication. American Gatsby? On and on. But, when it comes to creating a strong industry resume for for citations paper a PhD job, less is more. Adding the wrong things or too many things to dream, your resume will keep you from getting the industry job you want.
A better strategy is to how to a high application girl out, simplify your industry resume down to only the things that industry hiring managers and recruiters actually want to see. Here are 10 things smart PhDs like you should remove from american dream great gatsby your industry resume: 1. Unprofessional email address. Three out of four resumes are discarded because they’re sent from an unprofessional email address or have an unprofessional email address attached to their resume or cover letter. This means you can put yourself ahead of 75% of the other applicants simply by eliminating any references to unprofessional email addresses like email@example.com or similar. A lot of PhDs are afraid to write a high girl out, use their University email address when applying to jobs because they think their PI is dream great thesis, going to hack into their email account and find out they’re trying to leave the lab. Job? This won’t happen. PIs don#8217;t have access to gatsby thesis, your University email account. However, if you’re currently working in industry and looking to change jobs, don’t use your work email because your boss can absolutely see your emails.
Instead, create a very professional gmail address in this format: firstname.lastname@example.org. If this version of essay questions your name is american great thesis, taken, then simple insert your middle initial or middle name between your first and last names. 2. Impersonal greeting. Never use an impersonal greeting on best college admissions essays college essays com, your resume’s cover letter. Greetings like #8220;Dear Sirs#8221; or #8220;To Whom It May Concern#8221; are creepy, distant, and outdated. Most importantly, these greetings makes you seem lazy. Instead of taking the american dream time to research who the hiring manager is, you just threw your hands up in the air and typed a general greeting that could be applied to anyone.
As a result, your resume and candidacy were seen as mediocre at best. Smart PhDs always use a personal greeting. They know that over 50% of all top industry jobs are given to referrals, but only 7% of applicants are referrals. Let that sink in. Over 50% of the best positions are given to people who have networked and, as a result, have been introduced to a decision-maker or someone who will vouch for them to a decision-maker. Yet, 93% of people applying to these jobs are just sending out their resumes blindly and statistics paper, impersonally on the Internet without knowing anyone at the company they want to work for.
Which side of the fence are you on? Before you send your resume in, find out who the hiring manager is. American Dream? Or at least find out the for citations in a paper name of someone who works on gatsby thesis, the team you’re trying to online essay writing, crack into. Dream Gatsby? At the very least, use the in a research name of someone in human resources. American? Then, connect with people who work at the company you’re seeking employment at. Network on LinkedIn, network at face-to-face events, and do whatever it takes to write application girl, get to know someone well enough to great gatsby thesis, put their name on questions, the first line of your cover letter. In the end, your cover letter should be short and sweet, with a personal greeting (e.g. Dear Jeremy, Dear Dr. Smith) and should start with a line like, “I have been in contact with Jason Jones , your Regional Sales Manager , who mentioned that your open Project Manager position would be perfect for me.” Putting an objective statement at american dream gatsby thesis, the top of your resume will not help you get an best admissions college industry job.
Instead, it will paint you into a corner. A better strategy is to american dream gatsby thesis, use a visual center . A visual center starts at 2 inches from the top of your resume and ends 2 inches below that. This center should be emphasized with graphics, such as textboxes, bullets, and bold fonts. Load the visual center with the write format value you will offer the company, such as across-the-board accomplishments, industry-specific skills, a summary of a highly successful project you lead, or even a clipping from a recommendation letter or news article about american great gatsby, your work. Resumes with visual centers that are interesting and catch the reader’s eye will be read much more carefully than they would be otherwise. A strong visual center will make you stand out without preventing you from being considered for additional positions. If you want employers to notice you and keep you in mind for other positions that you may also be qualified for, replace your objective statement with a visual center. Recruiters and hiring managers spend just a couple of seconds looking at a resume before deciding whether it’s worth a full read. This means you should show them exactly what they want to see first. And guess what—they don’t care about the how to write a high school girl dates. They care about the title of the position you held, the name of your employers, the location of your employer, and, most importantly, what you achieved.
Don’t mistake your resume for a publication citation. It doesn’t need to american, list the dates first. When listing past employment, exclude the dates or at least list them last. For Citations In A Research? If you really want to get your resume read, list your experience by thesis relevance, not by date. Statistics Research Paper Gss? Just like you can sort publications on PubMed by relevance to a specific topic, you can sort your work experience by relevance to a specific position.
Always put your work experience above your education history. Dream Great? Smart PhDs never bury the lead on their resumes. Your lead is what employers want to best college admission, read most on your resume. Drop the dates and the dated mentality. Instead, create a strong visual center, followed by a list of work experience sorted by american dream great thesis relevance to essay, the position you#8217;re applying for. Industry employers do not want to read about your job duties. They care about the outcomes you achieved, not how you achieved the outcomes. Your resume does not need a methodology section. Delete any reference to “job duties” or “responsibilities included.” Instead, list key achievements as tangibly as possible. Unlike your typical CV, a good industry resume is always accomplishment-focused. This means that within seconds of reading your resume, employers should be able to see that the return on american dream gatsby thesis, investment for hiring you is opinion essay questions, higher than the salary you are asking for.
You must demonstrate that you can save your potential employer time and make them money. American Dream Great? If you’ve spent your entire career in academia, you can still add tangible outcomes to your resume. For example, you could say, “Helped PI recognize over $1,000,000 in grant funding by skillfully leading a team of paper scientists to complete all projects on time, resulting in grant renewal every year.” Do not waste precious resume space on listing the contact information of three professional references. American Dream Great Gatsby? Don’t even waste space on best admissions essays admission, writing “References Upon Request.” Employers know that you have references. If you don’t, then you shouldn’t be applying for the job in the first place. You should be networking. 7. Typos and dream great gatsby thesis, grammatical errors. If you can’t spell #8220;Technical Specialist#8221; correctly, you shouldn#8217;t be one. Job? At least that#8217;s what employers will think when they read a typo on your resume. Surveys and gatsby, studies show that top companies care more about communication and interpersonal skills than anything else when interviewing new candidates. One of the very first indicators employers will have of your communication skills is your industry resume.
If it is research paper, riddled with mistakes, you will not move to the interview stage. Your industry resume must be absolutely perfect. If you’re not a good writer or if English is not your native language and you’re submitting your resume in English, make sure you have a professional editor proofread it for american gatsby errors. You don’t need to pay hundreds of rules for citations in a research paper dollars for this. You can find worthy editors on eLance and gatsby thesis, Fiverr who will polish your resume for as little as $5. Once you’ve had your resume professionally proofread, go back and insert relevant keywords into it. Then have it proofread again. This is the best and most successful sequence to follow. Opinion? First, write your resume without considering keywords so it flows well.
Then, have it proofread. Next, add keywords. And finally, have it proofread again. Using relevant keywords is critical to getting your resume past the Applicant Tracking Software checkpoint. It’s also important for getting your resume past recruiters and hiring managers who will use the “Find” function on their computers to do quick keyword searches on your resume. The best place to find the keywords you should use is in dream the job description of the position you’re applying for. For example, if the description contains the phrase “project management” over and over againas in, project management experience requiredyou can bet the best college admissions admission hiring managers entered it into their Applicant Tracking Software and that they will search for it themselves once they have your resume in hand. Publications don#8217;t matter in industry. Even hiring managers for industry RD positions don’t care about your publications.
This is dream great, especially true at the resume-reading stage of the hiring process. Writing? I know—it hurts. I’m sorry. There may be a few outdated hiring managers or RD directors who will insist that publications should be listed on an applicant’s resume, but they’re simply wrong. Smart PhDs know that putting their publication record on an industy resume is a waste of time.
They know that industry employers want to see work experience and great gatsby, results, not publications or education history. You’ve worked hard on your publications and should be proud of them, but don’t let your pride get in the way of rules research creating a sharp resume. Besides, your publication record isn’t going anywhere. Once you get to american dream gatsby thesis, the interview stage, if hiring managers want to bring up the papers you’ve published, they will. Recruiters and gss, hiring managers have mountains of american gatsby resumes sent to them daily. Recall that some companies receive thousands of resumes a day and most of these will be filtered out by Applicant Tracking Software.
The remaining resumes will be further filtered out by employers who are unwilling to read anything beyond a bullet point followed by a single sentence. Think of writing an industry resume as the opposite write a high application out of writing an academic journal article. Instead of american gatsby using dense text and long paragraphs to construct a well-formulated argument, you want to simplify everything down into writing, digestible nuggets of information. Avoid turnoffs like small, dense font styles and sizes. Avoid run-on sentences. Avoid paragraphs altogether. Great Thesis? Smart PhDs put everything on their resume behind a bullet point, number, or header and never put more than two sentences together at a time. 10. Statistics Paper? Overly personal information. Industry resumes that are submitted with photos are rejected 88% of the time.
Why? Because submitting a photo is american dream thesis, too personal. Don’t make the for citations research paper mistake of getting too personal too soon. The most important rule of writing an effective industry resume is to leave off all personal information. If you’re smart and have followed the other points in gatsby thesis this article, you know that networking and finding strong references is the most important thing you can do to get your resume read. Public Opinion Essay? The only personal information you should submit with your resume is a short cover letter with a personal greeting and great gatsby, a personal reference—a reference who works at the company you’re applying to. However, don’t be afraid to add a line (just one, single line) to your resume indicating a particular award you’ve received or leadership role you’ve held in the past, especially if it’s a non-academic award or leadership role. Things like “Captain of the swim team winning 3 consecutive awards for statistics research paper gss leadership” or “Four-time Habitat for Humanity project leader and Eagle Scout” will help differentiate you from the piles of resumes coming in from PhDs who having nothing but academic achievements to dream great gatsby, reference. Finally, it’s important to online essay writing job, understand that almost every company you apply to american dream great, (up to 93% of them) will Google your name and look up your social media profiles.
Before you submit your resume, make sure your social media profiles are professional and display a unified message. To learn more about transitioning into a non-academic career, including instant access to online writing, our exclusive training videos, case studies, industry insider documents, transition plan, and private online network, join the Cheeky Scientist Association. Latest posts by american great gatsby Isaiah Hankel Ph.D. (see all) Industry Transition Spotlight: Karin Weigelt, PhD - September 28, 2017 Climbing Career Ladders (Industry Careers For PhDs Podcast) - September 28, 2017 Industry Transition Spotlight: Kristy Bialas, PhD - September 21, 2017. How To Write Application Girl Out? Get Your Free Industry “Insider Booklet” Your First Step In Your Transition To Industry. Some good advice here.
The visual centre is a good concept however if the organisation uses resume scanning software then graphics will cause problems. Keep it clean and readable by the software and then by a human if you are lucky enough to make the first cut. Thanks for sharing your opinion Sally. Some very good points made and to dream gatsby thesis, stress the point on typos and grammatical errors please take notice of the following: #8220;However, don’t be afraid to add a line (just one, single line) to your resume indicating a particular award you’re received or leadership roll you’ve held in college college com the past, especially if it’s a non-academic award or leadership roll.#8221; I believe you meant to say #8220;you#8217;ve#8221; instead or #8220;you#8217;re#8221; and #8220;role#8221; instead of #8220;roll#8221; Thanks for american dream great thesis the find Marwah, though you may have missed the point of the article. No actually, I appreciate the article and I am implementing your suggestions accordingly. #8220;7. Reflection Paper Format? Typos and grammatical errors. If you can’t spell “Technical Specialist” correctly, you shouldn’t be. one. At least that’s what employers will think when they read a typo on your resume.#8221; ..condescends poster for being pedantic#8230; PS: this is your resume for people you#8217;re convincing to take your advice. Thanks a lot for this great article !. Dream Gatsby Thesis? Where can i find a clear picture of the example shown in advice number 3.) Objective statement ? Thanks for the advice. The above are very handy.
Should I even mention my PhD when applying for industry jobs? Sorry, it sounds like a stupid question, but sometimes I feel it quite awkward and for citations in a research, out of place given that my PhD topic is totally unrelated to great gatsby thesis, many of the jobs I apply for anyway. Application Girl? Excellent advice. Any chance the #8220;After#8221; template is available for download somewhere? Are there any examples of american dream great gatsby how a resume should look like for statistics recently graduated PhD? Im curious, because I just don#8217;t know what to include in my resume if my publications does not matter (not that I have that many)?
I only have education and in my country a PhD is considered as work. American Dream Gatsby? Also, in my resume I have a section called key skills mentioning things like software, lab equipment etc. My PhD has been more of engineering type of work. I have been developing an optical sensor. I would prefer to for citations in a paper, go to industry now. American Great Thesis? so I am trying to increase my chances.
Really enjoy reading your posts. Keep up the rules for citations research paper great work! I do not question your suggestion in american dream great gatsby point #8 to public opinion, remove publications from a resume. However, a first author publication on a resume shows successful teamwork, strong communication skills, and conclusive results! It would seem to me that those are exactly the qualities that companies would be looking for in prospective candidates. Can you explain why these qualities should be devalued?
Suggestion for publications: just put a link to your MyNCBI publication list at the bottom of great thesis your resume. This will not eat up more than two lines of space. If a potential employer is really interested in you and rules for citations in a, your work, then everything that you#8217;ve done is there. Excellent advice. Anybody have an existing LaTeX template that is laid out according to these principles? These articles make me nauseous; not because they are untrue, but because they are very true. Just sad when even a PhD in a complete #8216;nerd#8217; position has to great gatsby thesis, impress the former clothing sales girl with ADD, then the bean counter who needs to know how much money you can save the corporation. If you#8217;re applying for a PR/marketing or finance position then fine, but seriously#8230; Does nobody care that #8216;getting hired#8217; is now the primary skill in today#8217;s job market?
Could this conceivably not end well? In fact it already is. PS- also not knocking your advice, but on every page an expert offers a different take; case in point the photo on write reflection paper format, a resume. American Thesis? Agree. I#8217;m not a PhD but a writer. I have taken a hint from the resumes of software engineers I#8217;ve worked with in tech. Write for how to girl the person who understands the american great skills you bring, and try to get to that person directly. As an industry RD hiring manager (currently hiring), this article frustrates me quite a bit.
In my scan of write reflection resumes, one of the first things I look at is the american dream gatsby dates of essay job your education and work experience so I can understand your career path, and right after that I want to look at your publications. I don#8217;t want to hear how you got a $1M grant, I want to great gatsby thesis, know that you were able to get a high quality scientific publication published because that was the primary output of your PhD. Essay Writing Job? While I agree that industry hiring managers are looking for specific things and american dream great thesis, some of statistics paper this post I agree with, I think some is plain bad advice. The biggest thing I want in your resume is american, clarity I want to see every major accomplishment in your career so far, including publications, as quickly and clearly as possible. Writing? Thank you Yvar! I#8217;m currently looking for american dream jobs and I was debating on if I should list my publication records (which is statistics paper, very good) on my CV or not. American Dream Great? And I saw this article, and write, I was so frustrated because I believe somebody who did their job well in american great his previous position is more likely to do their next job well. In A? Even that the publication record shouldn#8217;t mean everything, it should mean something.
It#8217;s a representation of what you have achieved and gatsby thesis, what you are capable of gss as a Ph.D. or researcher. I#8217;m glad that as a hiring manager you think the american dream thesis same, that gives me quite a lot encouragement #128578; Hi, I am a recent PhD graduate and write application girl, actively looking for an industry job, though not really successful! I am looking for a professional Resume writer to help me with re-construct my industry CV. Anyone here has a suggestion where I can find one? I too am in the same fight and this person at top resume really gave me the thesis almost exact advice and offers packages to help you with your overall industry profile. email@example.com. Ready To Get Started? Join Cheeky!
Cheeky Scientist is a training platform for academics who want to statistics gss, transition into non-academic careers. The Cheeky Scientist Association is american great, our specialized training program for statistics paper gss PhDs who want to transition into industry. American Dream Great? The site is not a part of the Facebook website or Facebook inc. In A? Additionally, this site is NOT endorsed by american thesis Facebook in in a research any way. FACEBOOK is a trademark of FACEBOOK inc.
Write My Essays Today -
Great Gatsby Thesis Essay - 1844 …
Cooperative Extension Publications. Bulletin #3101, Recipe to Market: How to Start a Specialty Food Business in american dream great gatsby thesis Maine. Prepared by online essay job, Extension Food Science Specialist and Associate Professor Beth Calder and Professor Emeritus Alfred Bushway. For information about UMaine Extension programs and resources, visit extension.umaine.edu. Do you have a recipe that has been passed through your family for generations? Do family and friends rave about a food product that you make and american great gatsby thesis, encourage you to start your own food business? Are you an entrepreneur who sees a niche market for online essay, your food product? Are you a small-scale farmer who wants to develop value-added food products? Are you a caterer or restaurant owner who would like to provide one of your signature products to the retail market? Specialty food producers—often operating home-based microenterprises—are a growing Maine industry.
Yet starting a Maine home-based food business will require you to face challenges including licensing, food safety, and building business skills. In addition, some recipes and great, food products for sale may need to be sent to UMaine for how to a high out, testing. We have developed this publication to answer the questions that we are most frequently asked about starting a small food business in Maine. 1. Dream Gatsby! Is starting a food business right for how to school out, me? It’s okay to decide against american dream great gatsby thesis owning a food business after reading this publication. Starting a food business is best college admissions essays admission essays com, a huge commitment of american, time, capital, and energy. Also, not all food products can be easily converted to retail items. Marketing research may show that your food product will not have a strong enough demand. For Citations In A Paper! But if you choose to proceed, having the right personality and a solid business plan will help you to be successful!
“How do I start, and where do I turn as I begin the process of starting my own food business?” When cooking for family and friends, most cooks have their recipes memorized, or they use a pinch of gatsby thesis, this or that. When developing a food product for customers, you have to develop standardized recipes with exact measurements, temperatures and times noted during the process. Recipes should be formulated on questions a weight basis to ensure batch-to-batch consistency. American Great Gatsby Thesis! A scale will help you to convert cups and write reflection, teaspoon measurements to american dream thesis grams, ounces or pounds and the scale should have an accuracy of 0.1 grams. 3. What sort of license do I need to sell my food product? A state food license is required for online writing, everyone who sells a food product in gatsby Maine. The two common food licenses are: a home food processor or commercial food processor license. If you are interested in write reflection paper format selling at the farmers markets, a mobile food vendor license will be required in addition to great gatsby your other food license. Food license applications can be obtained online from the Maine Department of Agriculture, Conservation, and Forestry, Quality Assurance and Regulations: Licenses and paper, Permit Forms.
If your water source is from a well, the license application requires water test results for coliforms, nitrates and nitrites. For a list of american dream thesis, certified laboratories in Maine that offer water testing, please visit the Maine Health and essays essays, Environmental Testing Laboratory website. If you have further regulatory questions, please feel free to contact Steve Giguere, Maine Department of american dream great thesis, Agriculture, Quality Assurance and Regulations at 207.287.3841 or firstname.lastname@example.org; additional contact information is available at Maine Department of Agriculture, Conservation, and Forestry: Quality Assurance and online essay writing, Regulations. You can contact Steve Giguere if you are interested in having the inspector in american your area assess your home or commercial kitchen prior to making investments in research paper renovating your space and dream great gatsby thesis, help answer your questions prior to applying for a home or commercial kitchen license. 4. Where do I get my food license? What are the statistics research paper food laws and american gatsby thesis, rules for my product? The Maine Department of Agriculture, Conservation, and college admissions essays admission com, Forestry Division of Quality Assurance Regulations issues food licenses/permits, provides food inspections before and after you start your food business, and provides information about state food regulations. American Great Gatsby Thesis! Inspectors are also available to conduct pre-inspections to look at statistics research your kitchen or space and to discuss ideas before you renovate. For more information on their inspection programs, visit Maine Department of Agriculture, Conservation, and Forestry: Inspections.
To view the Maine statutes and rules for maple syrup, beverage redemption information, and other food laws and rules, see The Maine Department of Agriculture, Conservation, and Forestry: Statutes and Rules. If you are interested in selling foods from a mobile food cart, starting a restaurant, Bed and Breakfast or Inn, or becoming a caterer, the Maine Department of american dream great gatsby thesis, Health and Human Services, Health Inspection Program issues licenses to food producers selling or providing foods for immediate consumption to their customers. Here is a link to access more information or to obtain a license application form. We highly recommend that you obtain a copy of the paper State of american dream great, Maine Food Code (pdf) early on from the Maine Department of public essay, Agriculture, Conservation, and Forestry (207.287.3841). Gatsby! This guide ultimately helps you to follow the FDA’s Current Good Manufacturing Practices (CGMPs), including proper sanitation, employee hygiene, and certain facility requirements. You must follow CGMPs by write reflection, law. Dream Thesis! Keep in mind that these regulations are in job place to make sure that you are producing foods under sanitary conditions. These sanitation fact sheets help outline the proper sanitation practices that you also need to follow: Basic Elements of a Sanitation Program for Food Processing and Food Handling and american gatsby thesis, Basic Elements of Equipment Cleaning and Sanitizing in Food Processing and Handling Operations (PDF). If you decide to use bleach as a sanitizer, only use unscented bleach labeled as germicidal bleach that includes an EPA registration number. Follow the directions for sanitizing food contact surfaces.
Never exceed a concentration of 200ppm. Use test strips to check the effectiveness of your sanitizer and never use hot water when diluting bleach, as it will reduce its effectiveness. In A! Germicidal bleach can be purchased at american dream great Home Depot, Lowe’s or other hardware stores and test strips can be purchased online or through restaurant supply stores. Peroxyacetic acid is another approved sanitizer for public opinion essay, food contact surfaces and american great, is approved for organic processors. Public Questions! Keep in mind, that anything that comes in contact with the food product and/or your ingredients must be made of food grade materials (especially plastic). Dream Gatsby Thesis! If using food grade plastic, be sure it is in acceptable working condition.
Scratches in plastic are great areas for bacterial biofilms to form, which are extremely stubborn and no amount of cleaning or sanitizing will adequately clean cracks. If you see scratches forming in college admissions college admission essays com plastic containers, it is time to purchase new ones. You should also become familiar with the american current food safety regulatory changes and requirements that will be affecting the entire food industry. The Food Safety Modernization Act (FSMA) is the most widespread changes to food laws the industry has experienced in decades. Reflection Format! For more FSMA information, see FDA Food Safety Modernization Act (FSMA). All of dream thesis, these regulations and best practices are for the health and statistics paper, well-being of your customers! 5. Can I produce my food product at great thesis home? Depending on the type of product that you want to sell, you may be able to obtain a home food processor license and produce non-perishable food products (foods that do not require refrigeration or freezing) and are considered shelf-stable foods in your home kitchen. Rules For Citations In A Research Paper! Jams, jellies, pickles, relishes, sauces, marinades, most candies/confections and baked goods (unless the dream great gatsby thesis finished baked goods have butter/cream cheese frostings or custard fillings) are examples of products that can be safely processed in your home kitchen. Maine Department of Agriculture, Conservation, and Forestry defines perishable products as “potentially hazardous foods.” If your food product falls into this category, you will need to obtain a commercial food processor license and create a separate room or building as a commercial processing area or facility, hire a co-packer, or find another commercially licensed facility or shared-use kitchen to produce your food product. 6. What makes a food “potentially hazardous”?
This term may seem strange, but it’s actually the label for food products that are dependent on refrigeration or freezing to rules in a research paper reduce microbial growth. A food is categorized as potentially hazardous based mainly on its pH and its water activity value (a w ). A perfect example is pesto. American Gatsby Thesis! Fresh pesto has a pH above 4.6, has an a w of greater than 0.85, and requires refrigeration to minimize microbial growth. If you were interested in producing fresh pesto, you would have to produce it in a commercial facility, not in the home kitchen. Statistics Research Paper Gss! If you have further questions, please contact the dream great Maine Department of Agriculture, Conservation, and write paper format, Forestry. For more information on potentially hazardous foods, please visit the Food and Drug Administration: Safe Practices for Food Processes. 7. When do I need to send in my food product for testing at UMaine? If you are a Maine food processor, most baked goods (that do not contain dairy-based frostings/fillings), plain, berry-based jams/jellies (raspberry, blueberry and strawberry jams/jellies), and candies/confections, dry spices/rubs or dry mixes do not need to be sent to UMaine for dream great gatsby, food testing. However, jams and jellies that have combinations of fruit, or do not contain fruit (wine, spice or pepper jellies) have to be tested. If you have questions if your food product requires testing at UMaine before it is sold, please contact us. Most all canned/bottled, shelf stable foods, such as acidified canned foods (pickles, salsas, marinades, dressings), dessert sauces (caramel/chocolate sauces), and dehydrated fruit/vegetable products with minimal processing are a few examples of essay, food products that do require food testing.
The Process and Product Review Testing is conducted at american great gatsby thesis the School of Food and Agriculture at the University of Maine. Dr. Beth Calder, Dr. Jason Bolton, and best college com, Kathy Davis-Dentici provide a team approach to dream gatsby thesis conduct food testing on a part-time basis and write review letters to opinion essay questions determine whether your food product falls under the appropriate food safety guidelines and/ or standards of identity. American Gatsby Thesis! For example, 21 CFR, Part 150 outlines the essay questions standard identity for fruit butter, jams, jellies, and preserves. A letter is sent back with your test results and an individualized, comprehensive review that will include suggestions on how you can improve your food product and/or process if it does not meet certain guidelines. American Great Gatsby! Food tests typically include: water activity (a w )—to determine the write paper amount of “free” water in baked and other foods available to support bacterial growth; pH—to measure the acidity of pickled foods and salsa (most bacteria will not grow in acidic foods and reduces the risk of botulism); Brix—to determine the concentration of dissolved sugars in jams, jellies, and syrups and dessert sauces; titratable acidity—to measure the american dream gatsby actual amount of acids in vinegars or fermented foods; and water phase salt—to determine the percentage of salt in smoked or dried seafood and fish products. Please view UMaine’s food testing website for more information on essay questions how to send in american dream great gatsby a product for testing. Questions on submitting a sample? Please contact Beth Calder at 207.581.2791 or email@example.com or Jason Bolton at 207.581.1366 or firstname.lastname@example.org. Note: If you make any changes to your packaging, recipe or process later on, you must resubmit that food product and information to UMaine for another review.
Your review letter is written just for you in regards to paper your product, process and package. You must review the great letter carefully, as changes may have been made to your formulation or processing methods to ensure the microbiological safety of your products. You must follow the critical factors (for example, maximum pH levels, and processing methods outlined in your letter). Public Opinion Essay! If you cannot meet these critical factors, you must immediately contact us. Dream Gatsby Thesis! You must keep these review letters in best college admissions essays essays your records in case you need to refer back to the letter or if your inspector has future questions during inspection. 8. Are there special considerations for producing acidified and low-acid canned foods? The answer is yes! Improperly processed canned foods can present life-threatening hazards. Acidified foods are defined by the FDA as low-acid foods (cucumbers, peppers, green beans, onions, etc.) to which acid (vinegar or lemon juice) and/or acid foods (tomatoes) are added to reduce the equilibrium pH below 4.6. We recommend when producing acidified foods to aim for a pH level of american great thesis, 4.2 or below as an online, extra precaution.
Equilibrium pH is the final pH in the food product after the acidic brine (usually vinegar) acidifies and balances with the other ingredients. For more guidance on american great acidified and low-acid canned foods, please visit the FDA’s website. If you are producing acidified foods, you will need to file additional paperwork with the FDA before your food product will be sold outside of Maine (Guidance for in a paper, Industry: Submitting Forms). American Dream Thesis! You must also register your facility with the FDA. Guidelines for registering your facility or scheduled process can be accessed at essay job the FDA’s Instructions for american dream, Establishment Registration and Processing Filing for best college admissions college admission essays com, Acidified and Low-Acid Canned Foods. Acidified foods need to be tested by UMaine to dream gatsby thesis ensure that the for citations in a equilibrium pH is below 4.6, which prevents the potential growth of Clostridium botulinum , the bacterium that can produce botulism. Dream Great Gatsby! You must buy an accurate pH meter to test batches of your food product. Acidified foods need to statistics research be tested 24 hours after production and american dream, the equilibrium pH of statistics paper, each batch documented in your records. You will be permitted to produce acidified foods in your home kitchen if the gatsby UMaine testing results show that your product falls within safe ranges (pH of 4.2 or less for every component within 24 hours of best college essays college admission essays com, thermal processing). For guidance on american thesis how to purchase a pH meter, please visit these helpful fact sheets: Cornell University’s purchasing a pH meter (PDF) and the University of Wisconsin’s Purchasing and for citations research, Using a pH meter (PDF). If you are producing a food product with a pH of 4.0 or higher, you must purchase a pH meter with an accuracy rating of great thesis, 0.01 + pH units.
If producing an paper gss, acidified food with a pH below 4.0, you can purchase a pH meter that has an accuracy rating of 0.1 +/- pH units. How to Determine Accurate pH Levels. When producing acidified foods for commercial retail, you are required to keep accurate pH batch records for each batch that you produce. It is important to test both the liquid brine and solids separately when producing acidified foods with large solid pieces. For example, your product contains pickled cauliflower, pepper, and garlic cloves. The brine can be tested directly, but the solids will need to be separated and rinsed with 1 quart of distilled water in a colander. After rinsing, the cauliflower needs to be separated and homogenized in thesis a food processor and the pH tested, the peppers homogenized separately and pH taken, etc. The pH levels of the liquid brine and solids should not differ more than 0.1 pH units to show that the admissions college admission acid is great gatsby thesis, adequately acidifying the vegetables. These records should be written down for each batch. Any food (other than alcoholic beverages) with a finished equilibrium pH greater than 4.6 and a water activity greater than 0.85, excluding tomatoes and tomato products, is considered a low-acid food. Online Writing Job! Low-acid canned foods, such as green beans and thesis, carrots, have to be processed in a commercial facility using a steam retort system.
Although pressure canning is a safe home food preservation method, pressure canning low-acid canned foods in public essay questions a home kitchen for sale is not allowed in Maine. Be sure to register your facility with the FDA, which is dream, required under the Bioterrorism Act for both domestic and foreign facilities that process and/or pack food for human or animal consumption. (Note: farms and home-based food processors are exempt, as well as food processors who fall under the jurisdiction of USDA—that is, facilities handling only meat, poultry or egg products.) You can register your facility at FDA Industry Systems, or by opinion, calling 800.216.7331 or e-mailing email@example.com. If you are considering processing low-acid canned and/or acidified foods, the FDA requires that a supervisor from your operation obtain Better Process Control School certification to ensure that foods are properly processed and container closures are properly sealed. This certification course is offered in Orono at the University of Maine every two years. Please contact Melissa Libby, University of Maine Cooperative Extension at 207.581.2788 if you are interested in taking this course. If you have any questions about registering your facility, the acidified food process, the Bioterrorism Act, or any general questions, please feel free to contact Lori Holmquist, Director of Investigations Branch, 781.587.7437 or firstname.lastname@example.org. 9. What do I need to have on my food label? All food producers must list the following items on their food labels: the statement of dream gatsby thesis, identity (name of food product), net weight of food product (usually measured in both ounces and college essays college, grams or by count), ingredient listing (listed in descending order by weight of great gatsby thesis, ingredients), potential allergens in food product, and job, name and address of the dream manufacturer, packer, or distributor. Refer to the FDA’s A Food Labeling Guide online, or request a copy from the FDA at best college essays college essays 240.402.2373.
The eight food allergens that require an gatsby thesis, allergen statement are milk, eggs, fish, wheat, crustacean shellfish such as lobster and crab, tree nuts, peanuts, and soybeans and statistics paper, also includes sulfites. For further guidance on listing allergens, consult the FDA’s Questions and Answers Regarding Food Allergens, including the Food Allergen Labeling and Consumer Protection Act of american gatsby, 2004 (Edition 4). You can call or e-mail Carol D’lima in regards to questions related to this document at 240.402.1697 or Carol.Dlima@fda.dhhs.gov. If you are using commercially produced foods as ingredients in your food product, you must also include the rules for citations in a research food ingredients of that product in the label, as well. For example: Water, sugar, Worcestershire sauce [vinegar, molasses, corn syrup, anchovies…]. 10. Am I exempt from the nutrition label requirement? If you are a retailer with less than $500,000 in annual gross sales, or a food producer who sells directly to consumers and grosses less than $50,000, then you are exempt from nutrition labeling.
You do not have to file a small business nutritional labeling exemption to the FDA under these circumstances. If you sell low-volume products, employ fewer than 100 employees yearly, and sell fewer than 100,000 units in american dream great the U.S. yearly, you are exempt from write a high school application nutrition labeling. American Gatsby! You DO have to file a small business nutritional labeling exemption notice yearly with the FDA. However, if you sell (in the U.S. only) even lower volumes—if you sell fewer than 10,000 units and hire fewer than 10 full-time employees yearly—you do not have to file a small business nutritional labeling exemption notice with the FDA. For more information regarding nutrition label exemptions, or to submit a small business nutritional labeling exemption form, consult the write a high school girl FDA’s Small Business Nutrition Labeling Exemption. If you are interested in selling your food products wholesale (such as to grocery stores), you will need to american contact GS1 US to obtain a bar code. 11. Where do I send my products for admissions essays college essays com, shelf-life testing, nutrition labeling, and ingredient analysis? For environmental microbial and american dream gatsby, shelf-life testing and nutrition labels in Maine, choose one of these certified labs: If you need to have your ingredients analyzed specifically because of nutrient claims (such as label claims that your product is a good source of a particular nutrient), there are several certified labs that can conduct food analyses.
You can first contact Northeast Laboratories or Katahdin Analytical Services in Maine or contact other laboratories, such as Medallion Labs, Eurofins, Merieux Nutrisciences, or EMSL Analytical, Inc, as other options. Food products must have an alcohol content of 0.5% or less or will be subjected to Maine Liquor Licensing Laws and rules research paper, regulated by great gatsby, TTB if sold outside of Maine. You can certainly add alcohol to your food products, but you should send your products to one of the laboratories above to ensure the public opinion cooking method evaporates the alcohol to meet this requirement. Several types of records should be kept on file as part of dream, maintaining a successful food business. We recommend that you create a recall plan in the event a problem arises with your food product in the future and product needs to be recalled from the marketplace. The FDA has guidelines online: Guidance for Industry: Product Recalls, Including Removals and Corrections.
Currently, the write reflection format FDA is changing food safety laws under the Food Safety Modernization Act (FSMA). New requirements on food safety recordkeeping will be developed soon and american great, will impact the Maine food industry. Statistics Research Gss! We recommend that you stay updated with these new FDA rules and dream gatsby, regulations by visiting their website: Food Safety Modernization Act (FSMA). If you are monitoring certain parameters of your food product such as pH batch records, water phase salt, and/or microbiological quarterly tests, these records should be maintained and kept for three years if you are producing shelf-stable (canned) food items. For refrigerated or frozen products, these records can be kept for one (1) year. If you have sent food products to write school out us for testing, these process review letters must be kept in your records in case you or your inspectors have future questions. Depending on what foods you process (seafood, meat, poultry or juice), the FDA or USDA may require you to american dream great thesis have a food safety plan called a HACCP (Hazard Analysis Critical Control Point) plan. One requirement is you must attend a HACCP certification workshop, which we offer yearly at UMaine.
You will learn from the workshop that several records need to be created and statistics research, monitored on american dream a set schedule that will be outlined by your HACCP plan. For more information in write reflection format regards to dream great gatsby thesis HACCP, please visit these websites: FDA’s Hazard Analysis Critical Control Points (HACCP), USDA FSIS HACCP, and Pathogen Reduction HACCP Guidance Documents. 13. What other services does the University of Maine offer? To view other services that UMaine offers, please visit our supporting resources website . Rules For Citations In A Paper! We encourage you to visit UMaine’s Dr.
Matthew Highlands Pilot Plant food processing facility, Consumer Testing Center, and commercial kitchen to dream gatsby learn more about our services and how we can assist you with research and statistics paper gss, development. Fees vary depending upon the scope of your project. The Pilot Plant is not commercially licensed, but the american great gatsby Commercial Kitchen is a state licensed commercial facility and is available for processors producing shelf-stable food products. We can also help you resource equipment, ingredients, and format, packaging supplies. American Great Gatsby! For a tour of the Pilot Plant, please contact Michael Murphy, Pilot Plant Manager, or call 207.581.3139. UMaine Cooperative Extension offers a variety of food safety and sanitation workshops and other trainings. A list of our educational programs and school out, trainings can be found on our websites: Food Safety and dream great gatsby, Resources for format, Small Food Businesses in Maine. Questions about our services? Please contact Beth Calder at 207.581.2791 or email@example.com or Jason Bolton at 207.581.1366 or firstname.lastname@example.org. 14. Where can I get help with improving my business skills, writing a business plan, and marketing my food product?
University of gatsby thesis, Maine Cooperative Extension offers small-business education in essay questions selected counties. Contact your UMaine Cooperative Extension county office or call 800.287.0274 (in Maine) to find your local office. Gatsby Thesis! You can also browse UMaine Extension’s Small Business Library and UMaine Extension’s Resources for Small Food Businesses in Maine including Recipe to Market Workshops on how to start a food business in Maine. You may be interested in UMaine Cooperative Extension’s specialty foods website Resources for Maine Food Entrepreneurs, which is girl out, a comprehensive resource for people interested in specialty foods. Maine Small Business Development Centers (207.780.4420) provide small-business development assistance. New Ventures Maine: can help provide assistance in starting your business. CEI (Costal Enterprises Inc) can provide assistance with starting agricultural and food-based business. You can also consider marketing your food product through the Maine Department of thesis, Agriculture’s get real. Research Paper! get maine! campaign.
Hall, Stephen F., 2012. Sell Your Specialty Food: Market, Distribute and Profit from Your Kitchen Creation . Volume 5. CreateSpace, Independent Publishing Platform. Northeast Center for dream great, Food Entrepreneurship, 2001. Small Scale Food Entrepreneurship: A Technical Guide for Food Ventures . Format! Geneva, NY: New York State Agricultural Experiment Station. Includes information on business and marketing, general and specific food products, food safety and sanitation, labeling, processing facilities, and equipment. Are you considering organic certification? Please contact MOFGA Certification Services. 15.
What if I need to find a co-packer, commercial kitchen, or shared-use kitchen in Maine? We have several options in Maine if you are interested in finding a commercial kitchen or co-packer to produce your product: High Mountain Hall has a licensed community kitchenin Camden, 207.236.0003 Cobscook Bay Resource Center and Marketplace has a licensed kitchen in dream great Eastport, Contact Elizabeth and best essays admission essays com, Will Hopkins at 207.853.6607. Fork Food Lab offers a shared use kitchen and dream, tasting room in Portland, Contact Neil Spillane or Eric Holstein: http://www.forkfoodlab.com/contact/. For Citations In A Research Paper! Halcyon Grange Community Kitchen has a licensed community kitchen in Blue Hill, Contact Yvonne for more information at email@example.com or 207.664.3487. Pemberton’s Foods co-packs shelf stable canned foods in Gray, 800.255.8401. Unity Barn Raisers offers a licensed community kitchen in dream great gatsby thesis Unity, 207.948.9005. Public Market House has a licensed community kitchen in reflection paper Portland, 207.274.5279. Acorn Kitchen offers a licensed shared use kitchen in american dream great Kittery, contact Susan Tuveson at 207.332.4425. Other options would be to contact a local restaurant, school, or inn to ask if it might be possible to rent their commercial facility during times when their kitchen isn’t being used and essay writing job, contact the Maine Department of Agriculture, Conservation and Forestry to have a pre-inspection of the space to determine if it can be used as a commercial kitchen. Good luck in your food endeavors!
We would be glad to hear from you if you have any further questions or feedback in regards to this fact sheet, please contact Beth Calder at firstname.lastname@example.org or 207.581.2791. Reviewed by Jason Bolton, Associate Professor of Food Safety and James McConnon, UMaine Extension Business and Economics Specialist and Professor of Economics. Special thanks to Steve Giguere of the Maine Department of Agriculture, Conservation, and Forestry Division of Quality Assurance and Regulations and dream, Lori Holmquist (Director Investigations Branch, New England FDA District Office). Brand names, trade names, and company names are included for educational purposes. No endorsement is implied nor is discrimination intended against similar products or services. Information in this publication is provided purely for educational purposes. No responsibility is assumed for any problems associated with the use of for citations research paper, products or services mentioned.
No endorsement of products or companies is intended, nor is criticism of unnamed products or companies implied.